Risk Profiles
Risk profiles.
We grade portfolios on a scale from RG2 (Cautious) to RG5 (Adventurous). Every Quorum portfolio maps to a defined risk grade.
We grade portfolios on a scale from RG2 (Cautious) to RG5 (Adventurous). Every Quorum portfolio maps to a defined risk grade.
| Grade | Profile | Equity % | Investment term | Portfolios |
|---|---|---|---|---|
| RG1 | Not served — too cautious for model portfolios | 0–15% | Capital preservation | — |
| RG2 | Cautious | 15–30% | 5+ years | Quorum Core RG2 |
| RG3 | Balanced | 30–60% | 7+ years | Core RG3 · Core RG3 Ethical · Income & Growth · Ethical Income |
| RG4 | Growth | 60–80% | 10+ years | Quorum Core RG4 |
| RG5 | Adventurous | 80–100% | 10+ years | Quorum Core RG5 |
Our committee reviews risk-grade boundaries annually and after major market events.
Each grade has a target volatility range. The committee monitors actual portfolio volatility monthly.
We publish indicative maximum drawdown estimates for each grade under normal and stressed conditions.
Grades are designed to align with standard adviser ATR questionnaire outputs.
Grade boundaries and portfolio construction are reviewed by the full committee every year.
Our team can help you map your client's ATR to the appropriate Quorum risk grade.